Helsana DENTAplus GOLD vs. SWICA Hospita Hospita Halbprivat: benefits compared
Direct comparison of Helsana DENTAplus GOLD and SWICA Hospita Hospita Halbprivat in 1 categories. All values come from the policy terms and are backed by their source.
Helsana DENTAplus GOLD is better on 0 features, SWICA Hospita Hospita Halbprivat on 0; both are equal on 3.
- Helsana DENTAplus GOLD
- SWICA Hospita Hospita Halbprivat
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Contract terms
| Feature | Helsana DENTAplus GOLD | SWICA Hospita Hospita Halbprivat | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 1Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Notable exclusions | No benefits for accident-related dental treatment, for later replacement of teeth missing/replaced/retained at contract start, or for lost or culpably damaged dentures/orthodontic appliances; school dental care contributions are credited.Source: ZVB DENTAplus, Ausgabe 1. Januar 2009, edition 2027, p. 1 | Extra costs of medically necessary out-of-canton treatment not covered; without tariff contract only maximum tariff is paid, patient bears the differenceSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 | not comparable |
| Other notable benefits | Children up to 3rd birthday need no health check; X-rays are waived for children up to the 7th birthday.Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | Sterilisation at birth (90%, max CHF 500), midwife standby fees up to CHF 700 per birth, jaw surgery up to CHF 10,000 per year, second medical opinion in Stufe 3Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6 | not comparable |
| Premium and age | No verified information | Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.