Helsana DENTAplus LIGHT vs. KPT Zahn-Zusatzversicherung: benefits compared
Direct comparison of Helsana DENTAplus LIGHT and KPT Zahn-Zusatzversicherung in 2 categories. All values come from the policy terms and are backed by their source.
Helsana DENTAplus LIGHT is better on 0 features, KPT Zahn-Zusatzversicherung on 0; both are equal on 3.
- Helsana DENTAplus LIGHT
- KPT Zahn-Zusatzversicherung
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Dental care
Contract terms
| Feature | Helsana DENTAplus LIGHT | KPT Zahn-Zusatzversicherung | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Notable exclusions | No benefits for accident-related dental treatment, for later replacement of teeth missing/replaced/retained at contract start, or for lost or culpably damaged dentures/orthodontic appliances; school dental care contributions are credited.Source: ZVB DENTAplus, Ausgabe 1. Januar 2009, edition 2027, p. 1 | No verified information | not comparable |
| Other notable benefits | LIGHT is accepted without health check; children up to 3rd birthday need no health check and X-rays are waived up to the 7th birthday.Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 13 | No verified information | not comparable |
| Prerequisite | No verified information | Only LK 6 requires combination with Krankenpflege-Plus insurance (LK 1 or LK 2); other LK have no such requirement.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums are tariffed by age band (e.g. LK 0-4: 0-5, 6-10, ... ab 66); moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.