Helsana SANA vs. KPT Zahn-Zusatzversicherung LK 6: benefits compared
Direct comparison of Helsana SANA and KPT Zahn-Zusatzversicherung LK 6 in 1 categories. All values come from the policy terms and are backed by their source.
Helsana SANA is better on 0 features, KPT Zahn-Zusatzversicherung LK 6 on 0; both are equal on 3.
- Helsana SANA
- KPT Zahn-Zusatzversicherung LK 6
- Compare with other products
- Have your own policy checked: order the report
Contract terms
| Feature | Helsana SANA | KPT Zahn-Zusatzversicherung LK 6 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Premium and age | Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | Premium is tariffed by age; LK 6 age bands: 0-10, 11-18, 19-25, 26+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | not comparable |
| Notable exclusions | Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 | Covers only orthodontic corrections, no general dental treatment; treatments abroad, pre-existing conditions and cosmetic treatments are excluded.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
| Other notable benefits | Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year.Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | No verified information | LK 6 can only be insured in combination with the Krankenpflege-Plus insurance (LK 1 or LK 2); cancelling that also ends LK 6.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.