Helsana SANA vs. ÖKK ÖKK NATUR NATUR MINI: benefits compared
Direct comparison of Helsana SANA and ÖKK ÖKK NATUR NATUR MINI in 2 categories. All values come from the policy terms and are backed by their source.
Helsana SANA is better on 1 features, ÖKK ÖKK NATUR NATUR MINI on 1; both are equal on 0.
- Helsana SANA
- ÖKK ÖKK NATUR NATUR MINI
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Alternative medicine
| Feature | Helsana SANA | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 | 80%Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | ÖKK ÖKK NATUR NATUR MINI better |
| Annual cap | No verified information | CHF 1’000Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | Helsana SANA | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | 3Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | Helsana SANA better |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premiums set by age in 5-year groups up to 91+; over-65s pay at most 3x the premium of a 30-year-old and over-70s at most 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | Pre-existing illnesses and accidents are excluded, as are cosmetic treatments and ineffective or uneconomic treatments.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 4 | No verified information | not comparable |
| Other notable benefits | Inpatient complementary medicine treatments in recognised cure facilities are reimbursed up to CHF 5000 per calendar year.Source: ZVB SANA, Ausgabe 1. Januar 2021, edition 2027, p. 1 | No verified information | not comparable |
| Maximum entry age | No verified information | 60Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
| Upgrade without a health check | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
| Prerequisite | No verified information | Requires the base module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.