Helsana TOP vs. ÖKK ÖKK TOURIST TOURIST 50/100: benefits compared
Direct comparison of Helsana TOP and ÖKK ÖKK TOURIST TOURIST 50/100 in 2 categories. All values come from the policy terms and are backed by their source.
Helsana TOP is better on 0 features, ÖKK ÖKK TOURIST TOURIST 50/100 on 0; both are equal on 2.
- Helsana TOP
- ÖKK ÖKK TOURIST TOURIST 50/100
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Contract terms
| Feature | Helsana TOP | ÖKK ÖKK TOURIST TOURIST 50/100 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Premium and age | Premiums by 5-year age groups up to 91+; for over 65s max. 3x the premium of a 30-year-old, for over 70s max. 4xSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | No verified information | not comparable |
| Prerequisite | No verified information | Insured must have mandatory basic insurance (KVG) and legal residence in Switzerland (or Liechtenstein).Source: AVB ÖKK TOURIST 2026 (Ausgabe 1.1.2022), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.