KPT Pulse Pulse Premium vs. ÖKK ÖKK NATUR NATUR MINI: benefits compared
Direct comparison of KPT Pulse Pulse Premium and ÖKK ÖKK NATUR NATUR MINI in 2 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Premium is better on 2 features, ÖKK ÖKK NATUR NATUR MINI on 1; both are equal on 0.
- KPT Pulse Pulse Premium
- ÖKK ÖKK NATUR NATUR MINI
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Alternative medicine
| Feature | KPT Pulse Pulse Premium | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 | 80%Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | ÖKK ÖKK NATUR NATUR MINI better |
| Annual cap | CHF 4’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 | CHF 1’000Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 | KPT Pulse Pulse Premium better |
| Natural remedies (percent) | 75%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 | No verified information | not comparable |
| Natural remedies: annual cap | CHF 500Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 | No verified information | not comparable |
| Therapist requirements | Federally certified doctor with Fachausweis, or therapist recognised by EMR or ASCA for the treatment; methods must be on KPT listSource: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 | No verified information | not comparable |
Contract terms
| Feature | KPT Pulse Pulse Premium | ÖKK ÖKK NATUR NATUR MINI | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | 3Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | KPT Pulse Pulse Premium better |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 | Requires the base module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
| Premium and age | Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 5 | No verified information | not comparable |
| Maximum entry age | No verified information | 60Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
| Upgrade without a health check | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.