KPT Zahn-Zusatzversicherung LK 0 vs. SWICA Completa Forte: benefits compared

Direct comparison of KPT Zahn-Zusatzversicherung LK 0 and SWICA Completa Forte in 2 categories. All values come from the policy terms and are backed by their source.

KPT Zahn-Zusatzversicherung LK 0 is better on 1 features, SWICA Completa Forte on 1; both are equal on 2.

Dental care

Feature KPT Zahn-Zusatzversicherung LK 0 SWICA Completa Forte Result
Coverage (percent) 50%Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 50%Source: ZB Completa Forte (VVG), edition 2027, p. 6 equal
Annual cap CHF 300Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 CHF 100Source: ZB Completa Forte (VVG), edition 2027, p. 6 KPT Zahn-Zusatzversicherung LK 0 better
Orthodontics for children YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 No verified information not comparable
Orthodontics up to age 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 25Source: ZB Completa Forte (VVG), edition 2027, p. 6 SWICA Completa Forte better
Dental treatment abroad No verified information YesSource: ZB Completa Forte (VVG), edition 2027, p. 6 not comparable

All products in “Dental care” compared

Contract terms

Feature KPT Zahn-Zusatzversicherung LK 0 SWICA Completa Forte Result
Minimum contract duration in years 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal
Insurer does not cancel after a claim YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 No verified information not comparable
Premium and age Premium is tariffed by age; age bands 0-5, 6-10, 11-18, 19-25, then 5-year bands up to 61-65 and 66+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 No verified information not comparable
Notable exclusions Treatments abroad, pre-existing conditions, cosmetic treatments and ineffective or uneconomic treatments are excluded.Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 No verified information not comparable
Upgrade without a health check No verified information Not coveredSource: ZB Completa Forte (VVG), edition 2027, p. 8 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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