KPT Zahn-Zusatzversicherung LK 3 vs. SWICA Denta Leistungsstufe 4: benefits compared
Direct comparison of KPT Zahn-Zusatzversicherung LK 3 and SWICA Denta Leistungsstufe 4 in 2 categories. All values come from the policy terms and are backed by their source.
KPT Zahn-Zusatzversicherung LK 3 is better on 0 features, SWICA Denta Leistungsstufe 4 on 1; both are equal on 2.
- KPT Zahn-Zusatzversicherung LK 3
- SWICA Denta Leistungsstufe 4
- Compare with other products
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Dental care
| Feature | KPT Zahn-Zusatzversicherung LK 3 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | 75%Source: ZB Denta (VVG), edition 2027, p. 3 | equal |
| Annual cap | CHF 1’500Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | CHF 2’000Source: ZB Denta (VVG), edition 2027, p. 3 | SWICA Denta Leistungsstufe 4 better |
| Orthodontics for children | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Orthodontics up to age | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Dental treatment abroad | No verified information | YesSource: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Contract terms
| Feature | KPT Zahn-Zusatzversicherung LK 3 | SWICA Denta Leistungsstufe 4 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Premium and age | Premium is tariffed by age; age bands 0-5, 6-10, 11-18, 19-25, then 5-year bands up to 61-65 and 66+; change on 1 January of the year the age is reached.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | No verified information | not comparable |
| Notable exclusions | Treatments abroad, pre-existing conditions, cosmetic treatments and ineffective or uneconomic treatments are excluded.Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | No verified information | not comparable |
| Other notable benefits | No verified information | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.