KPT Zahn-Zusatzversicherung vs. Visana Ambulant Ambulant II: benefits compared
Direct comparison of KPT Zahn-Zusatzversicherung and Visana Ambulant Ambulant II in 2 categories. All values come from the policy terms and are backed by their source.
KPT Zahn-Zusatzversicherung is better on 0 features, Visana Ambulant Ambulant II on 0; both are equal on 1.
- KPT Zahn-Zusatzversicherung
- Visana Ambulant Ambulant II
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Dental care
| Feature | KPT Zahn-Zusatzversicherung | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Orthodontics for children | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Orthodontics up to age | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Orthodontics: maximum amount | No verified information | CHF 10’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | not comparable |
Contract terms
| Feature | KPT Zahn-Zusatzversicherung | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | equal |
| Prerequisite | Only LK 6 requires combination with Krankenpflege-Plus insurance (LK 1 or LK 2); other LK have no such requirement.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are tariffed by age band (e.g. LK 0-4: 0-5, 6-10, ... ab 66); moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.