ÖKK ÖKK NATUR NATUR PLUS vs. Visana Ambulant Ambulant II: benefits compared

Direct comparison of ÖKK ÖKK NATUR NATUR PLUS and Visana Ambulant Ambulant II in 2 categories. All values come from the policy terms and are backed by their source.

ÖKK ÖKK NATUR NATUR PLUS is better on 0 features, Visana Ambulant Ambulant II on 0; both are equal on 1.

Glasses and contact lenses

Feature ÖKK ÖKK NATUR NATUR PLUS Visana Ambulant Ambulant II Result
Laser eye surgery CHF 500Source: AVB ÖKK NATUR 2026, edition 2027, p. 3 No verified information not comparable
Period for adults in months No verified information 36 monthsSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable
Period for children in months No verified information 12 monthsSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable
Children's rule applies up to age No verified information 18Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable

All products in “Glasses and contact lenses” compared

Contract terms

Feature ÖKK ÖKK NATUR NATUR PLUS Visana Ambulant Ambulant II Result
Minimum contract duration in years 3Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 No verified information not comparable
Maximum entry age 60Source: AVB ÖKK NATUR 2026, edition 2027, p. 2 No verified information not comparable
Family discount YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 equal
Upgrade without a health check YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 No verified information not comparable
Prerequisite Requires the base module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 No verified information not comparable
Insurer does not cancel after a claim No verified information YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 not comparable
Accident cover included No verified information YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable
Premium and age No verified information Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 not comparable
Other notable benefits No verified information Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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