ÖKK ÖKK PRÄVENTION vs. Visana Ambulant VIVA Ambulant VIVA I: benefits compared
Direct comparison of ÖKK ÖKK PRÄVENTION and Visana Ambulant VIVA Ambulant VIVA I in 2 categories. All values come from the policy terms and are backed by their source.
ÖKK ÖKK PRÄVENTION is better on 2 features, Visana Ambulant VIVA Ambulant VIVA I on 0; both are equal on 3.
- ÖKK ÖKK PRÄVENTION
- Visana Ambulant VIVA Ambulant VIVA I
- Compare with other products
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Prevention
| Feature | ÖKK ÖKK PRÄVENTION | Visana Ambulant VIVA Ambulant VIVA I | Result |
|---|---|---|---|
| Vaccinations (percent) | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | 90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Vaccinations: annual cap | CHF 200Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | CHF 100Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | ÖKK ÖKK PRÄVENTION better |
| Health check-up | CHF 300Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | CHF 200Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | ÖKK ÖKK PRÄVENTION better |
| Gynaecological screening (percent) | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | 90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
Contract terms
| Feature | ÖKK ÖKK PRÄVENTION | Visana Ambulant VIVA Ambulant VIVA I | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Prerequisite | Requires the basic module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.