ÖKK ÖKK TOURIST TOURIST 50/100 vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared
Direct comparison of ÖKK ÖKK TOURIST TOURIST 50/100 and Visana Ambulant VIVA Ambulant VIVA III in 1 categories. All values come from the policy terms and are backed by their source.
ÖKK ÖKK TOURIST TOURIST 50/100 is better on 0 features, Visana Ambulant VIVA Ambulant VIVA III on 0; both are equal on 1.
- ÖKK ÖKK TOURIST TOURIST 50/100
- Visana Ambulant VIVA Ambulant VIVA III
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Contract terms
| Feature | ÖKK ÖKK TOURIST TOURIST 50/100 | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Insurer does not cancel after a claim | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Prerequisite | Insured must have mandatory basic insurance (KVG) and legal residence in Switzerland (or Liechtenstein).Source: AVB ÖKK TOURIST 2026 (Ausgabe 1.1.2022), edition 2027, p. 3 | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.