SWICA Denta Leistungsstufe 1 vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared
Direct comparison of SWICA Denta Leistungsstufe 1 and Visana Ambulant VIVA Ambulant VIVA III in 2 categories. All values come from the policy terms and are backed by their source.
SWICA Denta Leistungsstufe 1 is better on 0 features, Visana Ambulant VIVA Ambulant VIVA III on 1; both are equal on 1.
- SWICA Denta Leistungsstufe 1
- Visana Ambulant VIVA Ambulant VIVA III
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Dental care
Contract terms
| Feature | SWICA Denta Leistungsstufe 1 | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | No verified information | not comparable |
| Other notable benefits | Application form must be completed by a dentist (examination cost borne by applicant); in the first year the annual maximum is pro-rated by insured months.Source: ZB Denta (VVG), edition 2027, p. 3 | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.