Assura Complementa Extra vs. Helsana COMPLETA: benefits compared

Direct comparison of Assura Complementa Extra and Helsana COMPLETA in 3 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 0 features, Helsana COMPLETA on 3; both are equal on 2.

Medicines and medical aids

Feature	Assura Complementa Extra	Helsana COMPLETA	Result
Medicines outside the SL: maximum	CHF 50’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Medicines outside the SL (percent)	No verified information	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 1	not comparable
Medical aids (percent)	No verified information	90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	not comparable
Medical aids: annual cap	No verified information	CHF 1’500Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	not comparable
Hearing aids: cap	No verified information	CHF 1’500Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11	not comparable

All products in “Medicines and medical aids” compared

Dental care

Feature	Assura Complementa Extra	Helsana COMPLETA	Result
Annual cap	CHF 1’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Orthodontics for children	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	YesSource: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	Helsana COMPLETA better
Orthodontics: maximum amount	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	CHF 10’000Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	Helsana COMPLETA better
Dental deductible	CHF 500Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Dental treatment abroad	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Orthodontics up to age	No verified information	20Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3	not comparable
Wisdom teeth removal	No verified information	YesSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11	not comparable

All products in “Dental care” compared

Contract terms

Feature	Assura Complementa Extra	Helsana COMPLETA	Result
Minimum contract duration in years	3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	Helsana COMPLETA better
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Accident cover included	YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Premium and age	Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.