Assura Complementa Extra vs. Helsana TOP: benefits compared

Direct comparison of Assura Complementa Extra and Helsana TOP in 3 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 0 features, Helsana TOP on 2; both are equal on 2.

Medicines and medical aids

Feature Assura Complementa Extra Helsana TOP Result
Medicines outside the SL: maximum CHF 50’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable
Medical aids (percent) No verified information 90%Source: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 2 not comparable
Medical aids: annual cap No verified information CHF 1’000Source: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 2 not comparable

All products in “Medicines and medical aids” compared

Dental care

Feature Assura Complementa Extra Helsana TOP Result
Annual cap CHF 1’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable
Orthodontics for children Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable
Orthodontics: maximum amount Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 10’000Source: ZVB TOP, Ausgabe 1. Januar 2021, edition 2027, p. 3 Helsana TOP better
Dental deductible CHF 500Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable
Dental treatment abroad Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable

All products in “Dental care” compared

Contract terms

Feature Assura Complementa Extra Helsana TOP Result
Minimum contract duration in years 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Helsana TOP better
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Accident cover included YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable
Premium and age Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums by 5-year age groups up to 91+; for over 65s max. 3x the premium of a 30-year-old, for over 70s max. 4xSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

An unexpected error has occurred. Reload