Assura Complementa Extra vs. KPT Pulse Pulse Top: benefits compared

Direct comparison of Assura Complementa Extra and KPT Pulse Pulse Top in 4 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 1 features, KPT Pulse Pulse Top on 2; both are equal on 4.

Medicines and medical aids

Feature	Assura Complementa Extra	KPT Pulse Pulse Top	Result
Medicines outside the SL: maximum	CHF 50’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	CHF 50’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2	equal
Medicines outside the SL (percent)	No verified information	90%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2	not comparable
Medical aids: annual cap	No verified information	CHF 300Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1	not comparable

All products in “Medicines and medical aids” compared

Glasses and contact lenses

Feature	Assura Complementa Extra	KPT Pulse Pulse Top	Result
Contribution for adults	CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	CHF 250Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1	KPT Pulse Pulse Top better
Period for adults in months	12 monthsSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	36 monthsSource: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1	Assura Complementa Extra better
Laser eye surgery	CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable

All products in “Glasses and contact lenses” compared

Rescue and transport

Feature	Assura Complementa Extra	KPT Pulse Pulse Top	Result
Rescue cost cap	CHF 20’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Trips to treatments	No verified information	CHF 250Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3	not comparable

All products in “Rescue and transport” compared

Contract terms

Feature	Assura Complementa Extra	KPT Pulse Pulse Top	Result
Minimum contract duration in years	3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	KPT Pulse Pulse Top better
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	equal
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	equal
Accident cover included	YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1	YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1	equal
Premium and age	Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5	not comparable
Prerequisite	No verified information	The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.