Assura Complementa Extra vs. KPT Spital-Zusatzversicherung Halbprivat: benefits compared
Direct comparison of Assura Complementa Extra and KPT Spital-Zusatzversicherung Halbprivat in 3 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 0 features, KPT Spital-Zusatzversicherung Halbprivat on 2; both are equal on 4.
- Assura Complementa Extra
- KPT Spital-Zusatzversicherung Halbprivat
- Compare with other products
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Rescue and transport
| Feature | Assura Complementa Extra | KPT Spital-Zusatzversicherung Halbprivat | Result |
|---|---|---|---|
| Rescue cost cap | CHF 20’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 | CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 3 | equal |
| Repatriation to Switzerland | No verified information | Not coveredSource: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 3 | not comparable |
Cures and recovery
| Feature | Assura Complementa Extra | KPT Spital-Zusatzversicherung Halbprivat | Result |
|---|---|---|---|
| Recovery stay (per day) | CHF 40Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 | No verified information | not comparable |
| Maximum cure days per year | 21Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 | 30Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 2 | KPT Spital-Zusatzversicherung Halbprivat better |
Contract terms
| Feature | Assura Complementa Extra | KPT Spital-Zusatzversicherung Halbprivat | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | KPT Spital-Zusatzversicherung Halbprivat better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | equal |
| Accident cover included | YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1 | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | equal |
| Premium and age | Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premium is tiered by age; moving to a higher age band usually raises the premium on 1 January; bands differ for entry up to age 50 and from 51Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 5 | not comparable |
| Other notable benefits | No verified information | Inpatient rehabilitation with full cost coverage in the insured ward for up to 60 days within 5 calendar years; hospital services abroad: full coverage in Europe/Mediterranean, up to CHF 50,000 rest of worldSource: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.