Home Supplementary insurance at a glance Assura Complementa Extra vs. Visana Ambulant Ambulant II: benefits compared Assura Complementa Extra vs. Visana Ambulant Ambulant II: benefits compared
Direct comparison of Assura Complementa Extra and Visana Ambulant Ambulant II in 5 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 1 features, Visana Ambulant Ambulant II on 3; both are equal on 2.
Medicines and medical aids
Feature
Assura Complementa Extra
Visana Ambulant Ambulant II
Result Medicines outside the SL: maximum
CHF 50’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Unlimited Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 Visana Ambulant Ambulant II better Medical aids (percent)
No verified information 90% Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable Medical aids: annual cap
No verified information CHF 1’000 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable
All products in “Medicines and medical aids” compared
Glasses and contact lenses
Feature
Assura Complementa Extra
Visana Ambulant Ambulant II
Result Contribution for adults
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Period for adults in months
12 months Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 36 months Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 Assura Complementa Extra better Laser eye surgery
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Period for children in months
No verified information 12 months Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable Children's rule applies up to age
No verified information 18 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable
All products in “Glasses and contact lenses” compared
Dental care
Feature
Assura Complementa Extra
Visana Ambulant Ambulant II
Result Annual cap
CHF 1’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Orthodontics for children
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Orthodontics: maximum amount
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 10’000 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 Visana Ambulant Ambulant II better Dental deductible
CHF 500 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Dental treatment abroad
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable
All products in “Dental care” compared
Contract terms
Feature
Assura Complementa Extra
Visana Ambulant Ambulant II
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 equal Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January. Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 not comparable Family discount
No verified information Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable Other notable benefits
No verified information Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland. Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.