Home Supplementary insurance at a glance Assura Complementa Extra vs. Visana Ambulant Ambulant III: benefits compared Assura Complementa Extra vs. Visana Ambulant Ambulant III: benefits compared
Direct comparison of Assura Complementa Extra and Visana Ambulant Ambulant III in 5 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 0 features, Visana Ambulant Ambulant III on 3; both are equal on 2.
Glasses and contact lenses
Feature
Assura Complementa Extra
Visana Ambulant Ambulant III
Result Contribution for adults
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Period for adults in months
12 months Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Laser eye surgery
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Period for children in months
No verified information 12 months Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable Children's rule applies up to age
No verified information 18 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 not comparable
All products in “Glasses and contact lenses” compared
Psychotherapy
Feature
Assura Complementa Extra
Visana Ambulant Ambulant III
Result Coverage (percent)
100% Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Annual cap
CHF 1’500 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 5’000 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 Visana Ambulant Ambulant III better Therapist requirements
Non-medical psychotherapist or independent psychologist listed on the list of the umbrella organisation of Swiss health insurers; treatment must be prescribed by a doctor Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Therapist needs a cantonal licence to practise psychotherapy under the Psychology Professions Act (PsyG) and must not be able to bill the mandatory insurance; therapy must treat an illness Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4 not comparable
All products in “Psychotherapy” compared
Contract terms
Feature
Assura Complementa Extra
Visana Ambulant Ambulant III
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 equal Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January. Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 not comparable Family discount
No verified information Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.