Assura Mondia Plus vs. CSS Ambulantversicherung myFlex Balance: benefits compared
Direct comparison of Assura Mondia Plus and CSS Ambulantversicherung myFlex Balance in 2 categories. All values come from the policy terms and are backed by their source.
Assura Mondia Plus is better on 0 features, CSS Ambulantversicherung myFlex Balance on 0; both are equal on 6.
- Assura Mondia Plus
- CSS Ambulantversicherung myFlex Balance
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Travel abroad
| Feature | Assura Mondia Plus | CSS Ambulantversicherung myFlex Balance | Result |
|---|---|---|---|
| Emergency cover cap | UnlimitedSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | equal |
| Maximum trip duration in days | 45Source: BVB Mondia Plus (06.2017), edition 2027, p. 1 | No verified information | not comparable |
| Worldwide validity | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | equal |
| 24h emergency line and assistance | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | No verified information | not comparable |
| Trip cancellation costs | CHF 15’000Source: BVB Mondia Plus (06.2017), edition 2027, p. 2 | No verified information | not comparable |
| Planned treatment abroad | No verified information | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 | not comparable |
| Visit trip for a close relative | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 | not comparable |
Contract terms
| Feature | Assura Mondia Plus | CSS Ambulantversicherung myFlex Balance | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Family discount | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | equal |
| Premium and age | Premium set by age at contract conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premiums may be graded by age groups and are adjusted to the insured person's age group.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Notable exclusions | Only emergencies; illnesses/accidents before departure, pre-existing conditions, mental illness, palliative care, obesity and maternity excluded.Source: BVB Mondia Plus (06.2017), edition 2027, p. 1 | No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; risky ventures (Wagnisse) not covered.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Other notable benefits | Covers foreign cost-sharing (deductible/co-pay) in EU/EFTA; leisure cancellation cover CHF 100/year; delayed departure up to CHF 5,000 per person.Source: BVB Mondia Plus (06.2017), edition 2027, p. 3 | No verified information | not comparable |
| No-claims bonus | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 | not comparable |
| Upgrade without a health check | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7 | not comparable |
| Suspension possible | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.