CSS Ambulantversicherung myFlex Balance

Name: CSS Ambulantversicherung myFlex Balance
Brand: CSS

Verified benefits of CSS Ambulantversicherung myFlex Balance (Outpatient): 61 details in 13 categories, each with its source from the policy terms. As of 2027.

Outpatient

Rank 2 of 11

Feature	Value
Out-of-canton coverage (percent)	90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Free doctor choice	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Doctors outside the KVG (percent)	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Sterilisation	CHF 2’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Ear correction for children	CHF 2’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3

All products in “Outpatient” compared

Alternative medicine

Feature	Value
Coverage (percent)	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Annual cap	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Maximum per session	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Natural remedies (percent)	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Natural remedies: annual cap	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6

All products in “Alternative medicine” compared

Medicines and medical aids

Rank 2 of 21

Feature	Value
Medicines outside the SL (percent)	90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Medicines outside the SL: maximum	UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Medical aids (percent)	90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Medical aids: annual cap	CHF 1’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3

All products in “Medicines and medical aids” compared

Glasses and contact lenses

Rank 10 of 18

Feature	Value
Contribution for adults	CHF 150Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Period for adults in months	12 monthsSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Laser eye surgery	CHF 150Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Contribution for children	CHF 150Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Children's rule applies up to age	18Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Age limits	Children up to end of year of 18th birthday: CHF 150 per insured event; adults: CHF 150 per calendar yearSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3

All products in “Glasses and contact lenses” compared

Dental care

Rank 23 of 40

Feature	Value
Coverage (percent)	50%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Annual cap	CHF 1’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Orthodontics for children	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Benefits up to age	18Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Orthodontics: maximum amount	CHF 12’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Orthodontics up to age	20Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3
Wisdom teeth removal	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3

All products in “Dental care” compared

Prevention

Rank =18 of 26

Feature	Value
Vaccinations (percent)	90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Vaccinations: annual cap	UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Gynaecological screening (percent)	90%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4

All products in “Prevention” compared

Maternity

Rank 7 of 42

Feature	Value
Waiting period in months	12 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 2
Home birth	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Breastfeeding allowance	CHF 200Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Birth centre	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Newborns without health check	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2

All products in “Maternity” compared

Travel abroad

Rank =5 of 49

Feature	Value
Emergency cover cap	UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Worldwide validity	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Planned treatment abroad	Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5
Visit trip for a close relative	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5

All products in “Travel abroad” compared

Rescue and transport

Rank 4 of 34

Feature	Value
Rescue cost cap	CHF 100’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5
Transport cost cap	UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5
Repatriation to Switzerland	UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5
Trips to treatments	CHF 1’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5

All products in “Rescue and transport” compared

Home help

Rank 9 of 22

Feature	Value
Daily cap	CHF 50Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Annual cap	CHF 2’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Home nursing (per day)	CHF 50Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3

All products in “Home help” compared

Psychotherapy

Rank 6 of 11

Feature	Value
Coverage (percent)	75%Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Annual cap	CHF 1’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Therapist requirements	Psychotherapist must be recognised by CSSSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4

All products in “Psychotherapy” compared

Contract terms

Rank =55 of 132

Feature	Value
Minimum contract duration in years	3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
No-claims bonus	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6
Family discount	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7
Upgrade without a health check	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7
Suspension possible	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Accident cover included	YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2
Premium and age	Premiums may be graded by age groups and are adjusted to the insured person's age group.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Notable exclusions	No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; risky ventures (Wagnisse) not covered.Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6

All products in “Contract terms” compared

Legal protection

Rank =4 of 22

Feature	Value
Patient legal protection per case	CHF 250’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4
Legal protection abroad per case	CHF 50’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6

All products in “Legal protection” compared

Facts

CSS Ambulantversicherung myFlex Balance: Out-of-canton coverage (percent) 90% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Free doctor choice: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Doctors outside the KVG (percent): Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Sterilisation CHF 2’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Ear correction for children CHF 2’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Coverage (percent): Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Annual cap: Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Maximum per session: Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Natural remedies (percent): Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Natural remedies: annual cap: Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Medicines outside the SL (percent) 90% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Medicines outside the SL: maximum: Unlimited (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Medical aids (percent) 90% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Medical aids: annual cap CHF 1’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Contribution for adults CHF 150 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Period for adults in months 12 months (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Laser eye surgery CHF 150 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Contribution for children CHF 150 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Children's rule applies up to age 18 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Coverage (percent) 50% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Annual cap CHF 1’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Orthodontics for children: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Benefits up to age 18 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Orthodontics: maximum amount CHF 12’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Orthodontics up to age 20 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Wisdom teeth removal: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Vaccinations (percent) 90% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Vaccinations: annual cap: Unlimited (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Gynaecological screening (percent) 90% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Waiting period in months 12 months (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Home birth: Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Breastfeeding allowance CHF 200 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Birth centre: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Newborns without health check: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Emergency cover cap: Unlimited (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Worldwide validity: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Planned treatment abroad: Not covered (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Visit trip for a close relative: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Rescue cost cap CHF 100’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Transport cost cap: Unlimited (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Repatriation to Switzerland: Unlimited (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Trips to treatments CHF 1’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5).
CSS Ambulantversicherung myFlex Balance: Daily cap CHF 50 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Annual cap CHF 2’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Home nursing (per day) CHF 50 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Coverage (percent) 75% (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Annual cap CHF 1’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Minimum contract duration in years 3 (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Cancellation notice in months 3 months (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: No-claims bonus: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).
CSS Ambulantversicherung myFlex Balance: Family discount: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7).
CSS Ambulantversicherung myFlex Balance: Upgrade without a health check: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7).
CSS Ambulantversicherung myFlex Balance: Suspension possible: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Ambulantversicherung myFlex Balance: Accident cover included: Yes (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2).
CSS Ambulantversicherung myFlex Balance: Patient legal protection per case CHF 250’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4).
CSS Ambulantversicherung myFlex Balance: Legal protection abroad per case CHF 50’000 (ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.