Assura Mondia Plus vs. CSS Spitalversicherung myFlex Premium: benefits compared
Direct comparison of Assura Mondia Plus and CSS Spitalversicherung myFlex Premium in 2 categories. All values come from the policy terms and are backed by their source.
Assura Mondia Plus is better on 0 features, CSS Spitalversicherung myFlex Premium on 0; both are equal on 6.
- Assura Mondia Plus
- CSS Spitalversicherung myFlex Premium
- Compare with other products
- Have your own policy checked: order the report
Travel abroad
| Feature | Assura Mondia Plus | CSS Spitalversicherung myFlex Premium | Result |
|---|---|---|---|
| Emergency cover cap | UnlimitedSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | UnlimitedSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | equal |
| Maximum trip duration in days | 45Source: BVB Mondia Plus (06.2017), edition 2027, p. 1 | No verified information | not comparable |
| Worldwide validity | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | equal |
| 24h emergency line and assistance | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | No verified information | not comparable |
| Trip cancellation costs | CHF 15’000Source: BVB Mondia Plus (06.2017), edition 2027, p. 2 | No verified information | not comparable |
| Planned treatment abroad | No verified information | CHF 500’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | not comparable |
Contract terms
| Feature | Assura Mondia Plus | CSS Spitalversicherung myFlex Premium | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Family discount | YesSource: Produktblatt Mondia Plus (05.2026), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | equal |
| Premium and age | Premium set by age at contract conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premiums may be graded by age groups and adjusted to the insured's ageSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Notable exclusions | Only emergencies; illnesses/accidents before departure, pre-existing conditions, mental illness, palliative care, obesity and maternity excluded.Source: BVB Mondia Plus (06.2017), edition 2027, p. 1 | Only acute stays covered; chronic illness, nursing homes and long-term psychiatric day/night clinic stays excluded; no complementary medicineSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | not comparable |
| Other notable benefits | Covers foreign cost-sharing (deductible/co-pay) in EU/EFTA; leisure cancellation cover CHF 100/year; delayed departure up to CHF 5,000 per person.Source: BVB Mondia Plus (06.2017), edition 2027, p. 3 | Inpatient sterilisation up to CHF 10000 per case; illnesses and accidents from risky ventures (Wagnisse) insured up to CHF 500000 per year.Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | not comparable |
| No-claims bonus | No verified information | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | not comparable |
| Suspension possible | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.