CSS Spitalversicherung myFlex Premium

Name: CSS Spitalversicherung myFlex Premium
Brand: CSS

Verified benefits of CSS Spitalversicherung myFlex Premium (Hospital): 34 details in 9 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 3 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Ward choice at admission	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2
Cost share semi-private (percent)	0%Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Cost share private (percent)	35%Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Maximum cost share per year	CHF 2’000Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Psychiatric clinic: maximum days	180Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Rooming-in (per day)	CHF 160Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Extras for outpatient surgery	YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Ward	General, semi-private or private ward, chosen by the insured before admissionSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5

All products in “Hospital” compared

Alternative medicine

Feature	Value
Coverage (percent)	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Annual cap	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6

All products in “Alternative medicine” compared

Prevention

Rank 13 of 26

Feature	Value
Coverage (percent)	50%Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Annual cap	CHF 700Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Prevention” compared

Fitness

Rank 1 of 13

Feature	Value
Annual contribution	CHF 700Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Fitness” compared

Maternity

Rank =3 of 42

Feature	Value
Waiting period in months	12 monthsSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Home birth	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4
Birth centre	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Newborns without health check	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2

All products in “Maternity” compared

Travel abroad

Rank 3 of 49

Feature	Value
Emergency cover cap	UnlimitedSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Worldwide validity	YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Planned treatment abroad	CHF 500’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2

All products in “Travel abroad” compared

Rescue and transport

Rank 30 of 34

Feature	Value
Trips to treatments	CHF 2’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5

All products in “Rescue and transport” compared

Cures and recovery

Rank 2 of 37

Feature	Value
Spa cure (per day)	CHF 160Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Recovery stay (per day)	CHF 160Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Cures and recovery” compared

Contract terms

Rank =55 of 126

Feature	Value
Minimum contract duration in years	3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
No-claims bonus	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Family discount	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7
Suspension possible	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Accident cover included	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2
Premium and age	Premiums may be graded by age groups and adjusted to the insured's ageSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Notable exclusions	Only acute stays covered; chronic illness, nursing homes and long-term psychiatric day/night clinic stays excluded; no complementary medicineSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5
Other notable benefits	Inpatient sterilisation up to CHF 10000 per case; illnesses and accidents from risky ventures (Wagnisse) insured up to CHF 500000 per year.Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5

All products in “Contract terms” compared

Facts

CSS Spitalversicherung myFlex Premium: Free hospital choice across Switzerland: Yes (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Ward choice at admission: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Cost share semi-private (percent) 0% (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Cost share private (percent) 35% (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Maximum cost share per year CHF 2’000 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Psychiatric clinic: maximum days 180 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Rooming-in (per day) CHF 160 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Extras for outpatient surgery: Yes (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Coverage (percent): Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Premium: Annual cap: Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Premium: Coverage (percent) 50% (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Annual cap CHF 700 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Annual contribution CHF 700 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Waiting period in months 12 months (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Home birth: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4).
CSS Spitalversicherung myFlex Premium: Birth centre: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Newborns without health check: Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Emergency cover cap: Unlimited (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Worldwide validity: Yes (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Planned treatment abroad CHF 500’000 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Trips to treatments CHF 2’000 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5).
CSS Spitalversicherung myFlex Premium: Spa cure (per day) CHF 160 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Recovery stay (per day) CHF 160 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Premium: Minimum contract duration in years 3 (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Cancellation notice in months 3 months (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: No-claims bonus: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Premium: Family discount: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7).
CSS Spitalversicherung myFlex Premium: Suspension possible: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Premium: Accident cover included: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.