Assura Natura vs. Atupri Mivita Reala: benefits compared
Direct comparison of Assura Natura and Atupri Mivita Reala in 3 categories. All values come from the policy terms and are backed by their source.
Assura Natura is better on 0 features, Atupri Mivita Reala on 1; both are equal on 2.
- Assura Natura
- Atupri Mivita Reala
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Alternative medicine
| Feature | Assura Natura | Atupri Mivita Reala | Result |
|---|---|---|---|
| Maximum per session | CHF 110Source: BVB Natura (07.2015), edition 2027, p. 3 | No verified information | not comparable |
| Natural remedies: annual cap | CHF 800Source: BVB Natura (07.2015), edition 2027, p. 3 | No verified information | not comparable |
| Coverage (percent) | No verified information | 50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | not comparable |
| Annual cap | No verified information | CHF 1’500Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | not comparable |
| Therapist requirements | No verified information | Treatment by a qualified medical doctor or by a naturopath/therapist recognised by Atupri, for methods for which the therapist has Atupri recognition.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | not comparable |
Prevention
| Feature | Assura Natura | Atupri Mivita Reala | Result |
|---|---|---|---|
| Coverage (percent) | Not coveredSource: BVB Natura (07.2015), edition 2027, p. 3 | No verified information | not comparable |
| Vaccinations (percent) | No verified information | 90%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | not comparable |
| Health check-up | No verified information | CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | not comparable |
Contract terms
| Feature | Assura Natura | Atupri Mivita Reala | Result |
|---|---|---|---|
| Minimum contract duration in years | 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | Atupri Mivita Reala better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
| No-claims bonus | YesSource: BVB Natura (07.2015), edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then final.Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 | Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70.Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 | not comparable |
| Maximum entry age | No verified information | 70Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 | not comparable |
| Notable exclusions | No verified information | Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.