Atupri Mivita Reala

Name: Atupri Mivita Reala
Brand: Atupri

Verified benefits of Atupri Mivita Reala (Outpatient): 41 details in 14 categories, each with its source from the policy terms. As of 2027.

Outpatient

Rank 6 of 11

Feature	Value
Sterilisation	CHF 1’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 9
Contraception (percent)	60%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7
Contraception: annual cap	CHF 1’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7

All products in “Outpatient” compared

Alternative medicine

Rank 10 of 14

Feature	Value
Coverage (percent)	50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4
Annual cap	CHF 1’500Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4
Therapist requirements	Treatment by a qualified medical doctor or by a naturopath/therapist recognised by Atupri, for methods for which the therapist has Atupri recognition.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4

All products in “Alternative medicine” compared

Medicines and medical aids

Rank 10 of 21

Feature	Value
Medicines outside the SL (percent)	90%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3
Medical aids (percent)	50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5
Medical aids: annual cap	CHF 750Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5

All products in “Medicines and medical aids” compared

Glasses and contact lenses

Rank 4 of 18

Feature	Value
Contribution for adults	CHF 300Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5
Period for adults in months	12 monthsSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5

All products in “Glasses and contact lenses” compared

Prevention

Rank =23 of 26

Feature	Value
Vaccinations (percent)	90%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5
Health check-up	CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5

All products in “Prevention” compared

Fitness

Rank 7 of 13

Feature	Value
Annual contribution	CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5
Contribution (percent of cost)	50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5

All products in “Fitness” compared

Maternity

Rank 27 of 42

Feature	Value
Home birth	YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8
Breastfeeding allowance	CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8
Birth centre	YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8
Newborns without health check	YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2

All products in “Maternity” compared

Travel abroad

Rank 28 of 49

Feature	Value
Worldwide validity	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3
Planned treatment abroad	Not coveredSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 14
24h emergency line and assistance	YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 13
Trip cancellation costs	CHF 5’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 14

All products in “Travel abroad” compared

Rescue and transport

Rank 28 of 34

Feature	Value
Transport cost cap	CHF 20’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4

All products in “Rescue and transport” compared

Cures and recovery

Rank 9 of 37

Feature	Value
Spa cure (per day)	CHF 60Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4
Recovery stay (per day)	CHF 60Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4
Maximum cure days per year	10Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4

All products in “Cures and recovery” compared

Home help

Rank 10 of 22

Feature	Value
Daily cap	CHF 40Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6
Maximum number of days	30Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6
Home nursing (per day)	CHF 40Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 11

All products in “Home help” compared

Psychotherapy

Rank 7 of 11

Feature	Value
Coverage (percent)	60%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7
Annual cap	CHF 1’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7
Therapist requirements	Psychologists and other professionals with a cantonal licence for independent practice or membership of SPV, SBAP or FSP.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7

All products in “Psychotherapy” compared

Contract terms

Rank 2 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Maximum entry age	70Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Premium and age	Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70.Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6
Notable exclusions	Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3

All products in “Contract terms” compared

Legal protection

Rank =4 of 22

Feature	Value
Patient legal protection per case	CHF 250’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13
Legal protection abroad per case	CHF 50’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13

All products in “Legal protection” compared

Facts

Atupri Mivita Reala: Sterilisation CHF 1’000 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 9).
Atupri Mivita Reala: Contraception (percent) 60% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7).
Atupri Mivita Reala: Contraception: annual cap CHF 1’000 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7).
Atupri Mivita Reala: Coverage (percent) 50% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Annual cap CHF 1’500 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Medicines outside the SL (percent) 90% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Mivita Reala: Medical aids (percent) 50% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Medical aids: annual cap CHF 750 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Contribution for adults CHF 300 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Period for adults in months 12 months (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Vaccinations (percent) 90% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Health check-up CHF 200 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Annual contribution CHF 200 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Contribution (percent of cost) 50% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5).
Atupri Mivita Reala: Home birth: Yes (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8).
Atupri Mivita Reala: Breastfeeding allowance CHF 200 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8).
Atupri Mivita Reala: Birth centre: Yes (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8).
Atupri Mivita Reala: Newborns without health check: Yes (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Mivita Reala: Worldwide validity: Yes (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3).
Atupri Mivita Reala: Planned treatment abroad: Not covered (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 14).
Atupri Mivita Reala: 24h emergency line and assistance: Yes (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 13).
Atupri Mivita Reala: Trip cancellation costs CHF 5’000 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 14).
Atupri Mivita Reala: Transport cost cap CHF 20’000 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Spa cure (per day) CHF 60 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Recovery stay (per day) CHF 60 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Maximum cure days per year 10 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Mivita Reala: Daily cap CHF 40 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6).
Atupri Mivita Reala: Maximum number of days 30 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6).
Atupri Mivita Reala: Home nursing (per day) CHF 40 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 11).
Atupri Mivita Reala: Coverage (percent) 60% (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7).
Atupri Mivita Reala: Annual cap CHF 1’000 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7).
Atupri Mivita Reala: Minimum contract duration in years 1 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Mivita Reala: Cancellation notice in months 3 months (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Mivita Reala: Maximum entry age 70 (ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Mivita Reala: Insurer does not cancel after a claim: Yes (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Mivita Reala: Patient legal protection per case CHF 250’000 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13).
Atupri Mivita Reala: Legal protection abroad per case CHF 50’000 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.