Atupri Basic vs. CSS Alternativversicherung myFlex Economy: benefits compared
Direct comparison of Atupri Basic and CSS Alternativversicherung myFlex Economy in 3 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 1 features, CSS Alternativversicherung myFlex Economy on 0; both are equal on 3.
- Atupri Basic
- CSS Alternativversicherung myFlex Economy
- Compare with other products
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Maternity
| Feature | Atupri Basic | CSS Alternativversicherung myFlex Economy | Result |
|---|---|---|---|
| Birth centre | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 | No verified information | not comparable |
| Newborns without health check | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | equal |
Travel abroad
| Feature | Atupri Basic | CSS Alternativversicherung myFlex Economy | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | Not coveredSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 | Atupri Basic better |
| Trip cancellation costs | CHF 5’000Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
Contract terms
| Feature | Atupri Basic | CSS Alternativversicherung myFlex Economy | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Maximum entry age | 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | equal |
| Notable exclusions | No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 | not comparable |
| Other notable benefits | Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 | No verified information | not comparable |
| Minimum contract duration in years | No verified information | 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| No-claims bonus | No verified information | YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 | not comparable |
| Upgrade without a health check | No verified information | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | not comparable |
| Suspension possible | No verified information | YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 | not comparable |
| Premium and age | No verified information | Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.