Atupri Basic vs. Helsana HOSPITAL ECO Allgemein: benefits compared
Direct comparison of Atupri Basic and Helsana HOSPITAL ECO Allgemein in 3 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 0 features, Helsana HOSPITAL ECO Allgemein on 0; both are equal on 3.
- Atupri Basic
- Helsana HOSPITAL ECO Allgemein
- Compare with other products
- Have your own policy checked: order the report
Maternity
| Feature | Atupri Basic | Helsana HOSPITAL ECO Allgemein | Result |
|---|---|---|---|
| Birth centre | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 | No verified information | not comparable |
| Newborns without health check | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Waiting period in months | No verified information | 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | not comparable |
Travel abroad
| Feature | Atupri Basic | Helsana HOSPITAL ECO Allgemein | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | equal |
| Trip cancellation costs | CHF 5’000Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
Contract terms
| Feature | Atupri Basic | Helsana HOSPITAL ECO Allgemein | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Maximum entry age | 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | equal |
| Notable exclusions | No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
| Other notable benefits | Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 | No verified information | not comparable |
| Minimum contract duration in years | No verified information | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | not comparable |
| Premium and age | No verified information | Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.