Home Supplementary insurance at a glance Atupri Basic vs. KPT Pulse Pulse Top: benefits compared Atupri Basic vs. KPT Pulse Pulse Top: benefits compared
Direct comparison of Atupri Basic and KPT Pulse Pulse Top in 5 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 0 features, KPT Pulse Pulse Top on 3; both are equal on 3.
Prevention
Feature
Atupri Basic
KPT Pulse Pulse Top
Result Vaccinations (percent)
90% Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 KPT Pulse Pulse Top better Health check-up
CHF 200 Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 KPT Pulse Pulse Top better Coverage (percent)
No verified information 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 not comparable Annual cap
No verified information CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 not comparable Vaccinations: annual cap
No verified information CHF 400 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable Gynaecological screening (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable
All products in “Prevention” compared
Travel abroad
Feature
Atupri Basic
KPT Pulse Pulse Top
Result Worldwide validity
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 No verified information not comparable Trip cancellation costs
CHF 5’000 Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 CHF 20’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 4 KPT Pulse Pulse Top better Maximum trip duration in days
No verified information 56 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 4 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
Atupri Basic
KPT Pulse Pulse Top
Result Cancellation notice in months
3 months Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Maximum entry age
70 Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Notable exclusions
No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing. Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 No verified information not comparable Other notable benefits
Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity. Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 No verified information not comparable Minimum contract duration in years
No verified information 1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable Accident cover included
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 not comparable Prerequisite
No verified information The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable Premium and age
No verified information Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.