Atupri Basic vs. SWICA Vivia: benefits compared
Direct comparison of Atupri Basic and SWICA Vivia in 2 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 0 features, SWICA Vivia on 0; both are equal on 1.
Maternity
| Feature | Atupri Basic | SWICA Vivia | Result |
|---|---|---|---|
| Birth centre | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 | No verified information | not comparable |
| Newborns without health check | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Waiting period in months | No verified information | 12 monthsSource: ZB Vivia (VVG), Ausgabe 2027, edition 2027, p. 7 | not comparable |
Contract terms
| Feature | Atupri Basic | SWICA Vivia | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Maximum entry age | 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Notable exclusions | No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
| Other notable benefits | Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 | No verified information | not comparable |
| Accident cover included | No verified information | YesSource: ZB Vivia (VVG), Ausgabe 2027, edition 2027, p. 4 | not comparable |
| Premium and age | No verified information | Age-based (Lebensalter) tariff; age groups 19–25, 26–30, then five-year steps up to 71+Source: ZB Vivia (VVG), Ausgabe 2027, edition 2027, p. 7 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.