Atupri Comforta Comforta Opti 1 vs. EGK EGK-DENT Klasse 1: benefits compared
Direct comparison of Atupri Comforta Comforta Opti 1 and EGK EGK-DENT Klasse 1 in 1 categories. All values come from the policy terms and are backed by their source.
Atupri Comforta Comforta Opti 1 is better on 1 features, EGK EGK-DENT Klasse 1 on 0; both are equal on 2.
- Atupri Comforta Comforta Opti 1
- EGK EGK-DENT Klasse 1
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Contract terms
| Feature | Atupri Comforta Comforta Opti 1 | EGK EGK-DENT Klasse 1 | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Maximum entry age | 70Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1 | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | Atupri Comforta Comforta Opti 1 better |
| Prerequisite | Comforta can only be taken out together with Mivita and ends automatically when Mivita ends.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premium depends on age classes; it changes at the start of the year in which age 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 or 70 is reached.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1 | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | not comparable |
| Notable exclusions | No benefits for outpatient treatment (except Art. 7.3), personal expenses, hospital costs linked to dental treatment, and certain organ transplants with case-rate agreements; only listed or contracted hospitals.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3 | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | not comparable |
| Other notable benefits | Uncovered costs of the healthy newborn in a semi-private/private ward are paid from the mother's Comforta; optional extended hospital choice variant against surcharge.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | not comparable |
| Upgrade without a health check | No verified information | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.