Atupri Comforta Comforta Opti 1

Name: Atupri Comforta Comforta Opti 1
Brand: Atupri

Verified benefits of Atupri Comforta Comforta Opti 1 (Hospital): 17 details in 3 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 39 of 50

Feature	Value
Free hospital choice across Switzerland	Not coveredSource: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2
Ward choice at admission	YesSource: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Cost share semi-private (percent)	40%Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Cost share private (percent)	50%Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Maximum cost share per year	CHF 8’000Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Coverage in non-listed hospitals	Not coveredSource: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2
Psychiatric clinic: maximum days	90Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Acute hospital: maximum days	UnlimitedSource: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Ward	General, semi-private or private ward of choice, with corresponding cost share (Opti)Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1

All products in “Hospital” compared

Maternity

Feature	Value
Newborns without health check	Not coveredSource: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2

All products in “Maternity” compared

Contract terms

Rank 3 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Maximum entry age	70Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1
Prerequisite	Comforta can only be taken out together with Mivita and ends automatically when Mivita ends.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1
Premium and age	Premium depends on age classes; it changes at the start of the year in which age 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 or 70 is reached.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1
Notable exclusions	No benefits for outpatient treatment (except Art. 7.3), personal expenses, hospital costs linked to dental treatment, and certain organ transplants with case-rate agreements; only listed or contracted hospitals.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3
Other notable benefits	Uncovered costs of the healthy newborn in a semi-private/private ward are paid from the mother's Comforta; optional extended hospital choice variant against surcharge.Source: ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3

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Facts

Atupri Comforta Comforta Opti 1: Free hospital choice across Switzerland: Not covered (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Comforta Comforta Opti 1: Ward choice at admission: Yes (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Cost share semi-private (percent) 40% (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Cost share private (percent) 50% (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Maximum cost share per year CHF 8’000 (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Coverage in non-listed hospitals: Not covered (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Comforta Comforta Opti 1: Psychiatric clinic: maximum days 90 (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Acute hospital: maximum days: Unlimited (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Comforta Comforta Opti 1: Newborns without health check: Not covered (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Comforta Comforta Opti 1: Minimum contract duration in years 1 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Comforta Comforta Opti 1: Cancellation notice in months 3 months (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Comforta Comforta Opti 1: Maximum entry age 70 (ZVB Comforta, Ausgabe 1.1.2022, edition 2027, p. 1).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.