Atupri Intense vs. CSS Alternativversicherung myFlex: benefits compared

Direct comparison of Atupri Intense and CSS Alternativversicherung myFlex in 4 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 2 features, CSS Alternativversicherung myFlex on 1; both are equal on 1.

Alternative medicine

Feature Atupri Intense CSS Alternativversicherung myFlex Result
Coverage (percent) 50%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 CSS Alternativversicherung myFlex better
Annual cap CHF 3’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable
Therapist requirements Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 Provider and method must both be on the CSS lists of recognised providers and methods; provider must meet CSS recognition criteria.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 not comparable
Natural remedies (percent) No verified information 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 not comparable

All products in “Alternative medicine” compared

Maternity

Feature Atupri Intense CSS Alternativversicherung myFlex Result
Breastfeeding allowance CHF 200Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable
Newborns without health check YesSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 equal

All products in “Maternity” compared

Travel abroad

Feature Atupri Intense CSS Alternativversicherung myFlex Result
Worldwide validity YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 Not coveredSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 Atupri Intense better
Trip cancellation costs CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 No verified information not comparable

All products in “Travel abroad” compared

Contract terms

Feature Atupri Intense CSS Alternativversicherung myFlex Result
Minimum contract duration in years 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 Atupri Intense better
Maximum entry age 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable
Premium and age Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable
Other notable benefits Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable
Cancellation notice in months No verified information 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable
Insurer does not cancel after a claim No verified information YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable
No-claims bonus No verified information YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 not comparable
Family discount No verified information YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 not comparable
Upgrade without a health check No verified information YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 not comparable
Suspension possible No verified information YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable
Accident cover included No verified information YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 not comparable
Notable exclusions No verified information Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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