Home Supplementary insurance at a glance Atupri Intense vs. Helsana COMPLETA: benefits compared Atupri Intense vs. Helsana COMPLETA: benefits compared
Direct comparison of Atupri Intense and Helsana COMPLETA in 7 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 0 features, Helsana COMPLETA on 3; both are equal on 4.
Outpatient
Feature
Atupri Intense
Helsana COMPLETA
Result Ear correction for children
CHF 2’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable Contraception (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Contraception: annual cap
CHF 1’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Sterilisation
No verified information CHF 4’500 Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11 not comparable
All products in “Outpatient” compared
Alternative medicine
Feature
Atupri Intense
Helsana COMPLETA
Result Coverage (percent)
50% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 75% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 Helsana COMPLETA better Annual cap
CHF 3’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Therapist requirements
Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable
All products in “Alternative medicine” compared
Prevention
Feature
Atupri Intense
Helsana COMPLETA
Result Coverage (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 Helsana COMPLETA better Annual cap
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 CHF 750 Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 Helsana COMPLETA better Health check-up
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable Vaccinations (percent)
No verified information 90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 not comparable
All products in “Prevention” compared
Contract terms
Feature
Atupri Intense
Helsana COMPLETA
Result Minimum contract duration in years
1 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Maximum entry age
70 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable Premium and age
Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-old Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable Other notable benefits
Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30). Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable Cancellation notice in months
No verified information 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable Insurer does not cancel after a claim
No verified information Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.