Atupri Intense vs. Helsana HOSPITAL ECO Allgemein: benefits compared

Direct comparison of Atupri Intense and Helsana HOSPITAL ECO Allgemein in 4 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 1 features, Helsana HOSPITAL ECO Allgemein on 0; both are equal on 2.

Maternity

Feature	Atupri Intense	Helsana HOSPITAL ECO Allgemein	Result
Breastfeeding allowance	CHF 200Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Newborns without health check	YesSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable
Waiting period in months	No verified information	12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2	not comparable

All products in “Maternity” compared

Travel abroad

Feature	Atupri Intense	Helsana HOSPITAL ECO Allgemein	Result
Worldwide validity	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1	equal
Trip cancellation costs	CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3	No verified information	not comparable

All products in “Travel abroad” compared

Home help

Feature	Atupri Intense	Helsana HOSPITAL ECO Allgemein	Result
Daily cap	CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	CHF 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2	Atupri Intense better
Maximum number of days	No verified information	30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2	not comparable

All products in “Home help” compared

Contract terms

Feature	Atupri Intense	Helsana HOSPITAL ECO Allgemein	Result
Minimum contract duration in years	1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Maximum entry age	70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable
Premium and age	Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	not comparable
Other notable benefits	Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	No verified information	not comparable
Cancellation notice in months	No verified information	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	not comparable
Insurer does not cancel after a claim	No verified information	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.