Atupri Intense vs. SWICA Praevita: benefits compared
Direct comparison of Atupri Intense and SWICA Praevita in 2 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 1 features, SWICA Praevita on 0; both are equal on 2.
- Atupri Intense
- SWICA Praevita
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Prevention
| Feature | Atupri Intense | SWICA Praevita | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | 50%Source: ZB Praevita (VVG), edition 2027, p. 3 | Atupri Intense better |
| Annual cap | CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | CHF 500Source: ZB Praevita (VVG), edition 2027, p. 3 | equal |
| Health check-up | CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | CHF 500Source: ZB Praevita (VVG), edition 2027, p. 3 | equal |
| Vaccinations (percent) | No verified information | 90%Source: ZB Praevita (VVG), edition 2027, p. 3 | not comparable |
| Vaccinations: annual cap | No verified information | CHF 200Source: ZB Praevita (VVG), edition 2027, p. 3 | not comparable |
Contract terms
| Feature | Atupri Intense | SWICA Praevita | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 | No verified information | not comparable |
| Maximum entry age | 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | Age-based (Lebensalter) tariff; premiums adjust with age groups 0–18, 19–25, 26–30 and then five-year steps up to 71+.Source: ZB Praevita (VVG), edition 2027, p. 4 | not comparable |
| Other notable benefits | Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 | No verified information | not comparable |
| Cancellation notice in months | No verified information | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | not comparable |
| Prerequisite | No verified information | Requires an existing Completa Top or Completa Forte supplementary insurance with SWICA; Praevita ends when it ends.Source: ZB Praevita (VVG), edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.