Atupri Intense vs. Visana Ambulant VIVA Ambulant VIVA III: benefits compared
Direct comparison of Atupri Intense and Visana Ambulant VIVA Ambulant VIVA III in 7 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 0 features, Visana Ambulant VIVA Ambulant VIVA III on 5; both are equal on 0.
- Atupri Intense
- Visana Ambulant VIVA Ambulant VIVA III
- Compare with other products
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Glasses and contact lenses
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Laser eye surgery | CHF 1’500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 | No verified information | not comparable |
| Children's rule applies up to age | No verified information | 18Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | not comparable |
Prevention
Maternity
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Breastfeeding allowance | CHF 200Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 | No verified information | not comparable |
| Newborns without health check | YesSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | No verified information | not comparable |
| Birth preparation amount | No verified information | CHF 300Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Rescue and transport
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Repatriation to Switzerland | UnlimitedSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 | No verified information | not comparable |
| Rescue cost cap | No verified information | UnlimitedSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Transport cost cap | No verified information | UnlimitedSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Home help
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Daily cap | CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 | CHF 100Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | Visana Ambulant VIVA Ambulant VIVA III better |
| Maximum number of days | No verified information | 30Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Psychotherapy
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Coverage (percent) | 75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | 80%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | Visana Ambulant VIVA Ambulant VIVA III better |
| Annual cap | CHF 2’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 | CHF 5’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | Visana Ambulant VIVA Ambulant VIVA III better |
| Therapist requirements | No verified information | Therapist needs a cantonal licence to practise psychotherapy under the Psychology Professions Act (PsyG) and must not be allowed to bill via basic insurance; treatment must serve an illness.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | Atupri Intense | Visana Ambulant VIVA Ambulant VIVA III | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 | No verified information | not comparable |
| Maximum entry age | 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Other notable benefits | Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.