Atupri Mivita Reala vs. ÖKK ÖKK PRÄVENTION: benefits compared
Direct comparison of Atupri Mivita Reala and ÖKK ÖKK PRÄVENTION in 3 categories. All values come from the policy terms and are backed by their source.
Atupri Mivita Reala is better on 1 features, ÖKK ÖKK PRÄVENTION on 1; both are equal on 3.
- Atupri Mivita Reala
- ÖKK ÖKK PRÄVENTION
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Prevention
| Feature | Atupri Mivita Reala | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Vaccinations (percent) | 90%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | equal |
| Health check-up | CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | CHF 300Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | ÖKK ÖKK PRÄVENTION better |
| Vaccinations: annual cap | No verified information | CHF 200Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | not comparable |
| Gynaecological screening (percent) | No verified information | 90%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | not comparable |
Fitness
| Feature | Atupri Mivita Reala | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Annual contribution | CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | No verified information | not comparable |
| Contribution (percent of cost) | 50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | 50%Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 3 | equal |
Contract terms
| Feature | Atupri Mivita Reala | ÖKK ÖKK PRÄVENTION | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 3Source: AVB ÖKK PRÄVENTION 2026, edition 2027, p. 2 | Atupri Mivita Reala better |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Maximum entry age | 70Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Premium and age | Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70.Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 | No verified information | not comparable |
| Notable exclusions | Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Prerequisite | No verified information | Requires the basic module ÖKK START to be held.Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.