Atupri Spital Spital Allgemein vs. EGK EGK-SUN EGK-SUN 1 (Privat): benefits compared
Direct comparison of Atupri Spital Spital Allgemein and EGK EGK-SUN EGK-SUN 1 (Privat) in 4 categories. All values come from the policy terms and are backed by their source.
Atupri Spital Spital Allgemein is better on 0 features, EGK EGK-SUN EGK-SUN 1 (Privat) on 1; both are equal on 5.
- Atupri Spital Spital Allgemein
- EGK EGK-SUN EGK-SUN 1 (Privat)
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Hospital
| Feature | Atupri Spital Spital Allgemein | EGK EGK-SUN EGK-SUN 1 (Privat) | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3 | YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2 | EGK EGK-SUN EGK-SUN 1 (Privat) better |
| Cost share (percent) | 0%Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
| Coverage in non-listed hospitals | Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Psychiatric clinic: maximum days | 90Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2 | 90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | equal |
| Ward | General ward (allgemeine Abteilung): multi-bed room at the tariff recognised by Atupri.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 1 | Private ward (1-bed room) in hospitalSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | not comparable |
Maternity
| Feature | Atupri Spital Spital Allgemein | EGK EGK-SUN EGK-SUN 1 (Privat) | Result |
|---|---|---|---|
| Newborns without health check | YesSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
| Birth centre | No verified information | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | not comparable |
Travel abroad
| Feature | Atupri Spital Spital Allgemein | EGK EGK-SUN EGK-SUN 1 (Privat) | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | No verified information | not comparable |
| Planned treatment abroad | Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Maximum trip duration in days | No verified information | UnlimitedSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 | not comparable |
Contract terms
| Feature | Atupri Spital Spital Allgemein | EGK EGK-SUN EGK-SUN 1 (Privat) | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Family discount | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | equal |
| Premium and age | Premium is based on age classes; it changes at the start of the year in which age 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70 is reached.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
| Notable exclusions | Only acute hospital stays are covered; no outpatient treatment (except Art. 6.3), no stays in hospitals not on the cantonal hospital list, no benefits if travelling abroad for treatment; psychiatric clinic limited to 90 days per year.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Other notable benefits | Uncovered costs of the healthy newborn after birth in a private/semi-private ward are paid from the mother's Spital insurance.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Maximum entry age | No verified information | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | not comparable |
| Suspension possible | No verified information | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | not comparable |
| Accident cover included | No verified information | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.