CSS Alternativversicherung myFlex vs. EGK EGK-SUN EGK-SUN 3 (Allgemein): benefits compared

Direct comparison of CSS Alternativversicherung myFlex and EGK EGK-SUN EGK-SUN 3 (Allgemein) in 2 categories. All values come from the policy terms and are backed by their source.

CSS Alternativversicherung myFlex is better on 2 features, EGK EGK-SUN EGK-SUN 3 (Allgemein) on 1; both are equal on 5.

Maternity

Feature CSS Alternativversicherung myFlex EGK EGK-SUN EGK-SUN 3 (Allgemein) Result
Newborns without health check YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 equal
Birth centre No verified information YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 not comparable

All products in “Maternity” compared

Contract terms

Feature CSS Alternativversicherung myFlex EGK EGK-SUN EGK-SUN 3 (Allgemein) Result
Minimum contract duration in years 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 EGK EGK-SUN EGK-SUN 3 (Allgemein) better
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 equal
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 equal
No-claims bonus YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable
Family discount YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 equal
Upgrade without a health check YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 CSS Alternativversicherung myFlex better
Suspension possible YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 equal
Accident cover included YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 CSS Alternativversicherung myFlex better
Premium and age Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Notable exclusions Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable
Maximum entry age No verified information 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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