CSS Alternativversicherung myFlex vs. EGK EGK-SUN EGK-SUN-Flex: benefits compared

Direct comparison of CSS Alternativversicherung myFlex and EGK EGK-SUN EGK-SUN-Flex in 2 categories. All values come from the policy terms and are backed by their source.

CSS Alternativversicherung myFlex is better on 2 features, EGK EGK-SUN EGK-SUN-Flex on 1; both are equal on 4.

Maternity

Feature	CSS Alternativversicherung myFlex	EGK EGK-SUN EGK-SUN-Flex	Result
Newborns without health check	YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2	No verified information	not comparable
Birth centre	No verified information	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	not comparable

All products in “Maternity” compared

Contract terms

Feature	CSS Alternativversicherung myFlex	EGK EGK-SUN EGK-SUN-Flex	Result
Minimum contract duration in years	3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	EGK EGK-SUN EGK-SUN-Flex better
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	equal
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	equal
No-claims bonus	YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3	No verified information	not comparable
Family discount	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	equal
Upgrade without a health check	YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2	Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5	CSS Alternativversicherung myFlex better
Suspension possible	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	equal
Accident cover included	YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	CSS Alternativversicherung myFlex better
Premium and age	Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3	No verified information	not comparable
Notable exclusions	Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3	No verified information	not comparable
Maximum entry age	No verified information	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.