EGK EGK-ASSISTANCE vs. Helsana HOSPITAL FLEX Flex 1: benefits compared

Direct comparison of EGK EGK-ASSISTANCE and Helsana HOSPITAL FLEX Flex 1 in 2 categories. All values come from the policy terms and are backed by their source.

EGK EGK-ASSISTANCE is better on 0 features, Helsana HOSPITAL FLEX Flex 1 on 1; both are equal on 3.

Travel abroad

Feature	EGK EGK-ASSISTANCE	Helsana HOSPITAL FLEX Flex 1	Result
Emergency cover cap	Not coveredSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 6	CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2	Helsana HOSPITAL FLEX Flex 1 better
Worldwide validity	YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3	No verified information	not comparable
24h emergency line and assistance	YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 3	No verified information	not comparable
Visit trip for a close relative	YesSource: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5	No verified information	not comparable
Planned treatment abroad	No verified information	CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2	not comparable

All products in “Travel abroad” compared

Contract terms

Feature	EGK EGK-ASSISTANCE	Helsana HOSPITAL FLEX Flex 1	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Other notable benefits	Child-minding service up to 30 hours per policy and calendar year in Switzerland; hospital cost advance up to CHF 5000 abroad; extra costs after document theft up to CHF 2000 per event; unforeseen expenses up to CHF 750 per person.Source: AVB/VVG EGK-ASSISTANCE, Ausgabe 1.1.2024, edition 2027, p. 5	No verified information	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.