Helsana HOSPITAL FLEX Flex 1

Name: Helsana HOSPITAL FLEX Flex 1
Brand: Helsana

Verified benefits of Helsana HOSPITAL FLEX Flex 1 (Hospital): 19 details in 6 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 7 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Ward choice at admission	YesSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1
Cost share semi-private (percent)	35%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Cost share private (percent)	50%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Psychiatric clinic: maximum days	60Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2
Rooming-in (per day)	CHF 50Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Ward	Ward chosen case by case: general, semi-private or private ward throughout SwitzerlandSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2

All products in “Hospital” compared

Maternity

Rank =15 of 42

Feature	Value
Waiting period in months	12 monthsSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1

All products in “Maternity” compared

Travel abroad

Rank 10 of 49

Feature	Value
Emergency cover cap	CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Planned treatment abroad	CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2

All products in “Travel abroad” compared

Cures and recovery

Feature	Value
Spa cure (per day)	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Recovery stay (per day)	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Maximum cure days per year	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Transitional care after hospital	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2

All products in “Cures and recovery” compared

Home help

Feature	Value
Daily cap	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Maximum number of days	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3

All products in “Home help” compared

Contract terms

Rank =27 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2

All products in “Contract terms” compared

Facts

Helsana HOSPITAL FLEX Flex 1: Free hospital choice across Switzerland: Yes (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Ward choice at admission: Yes (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1).
Helsana HOSPITAL FLEX Flex 1: Cost share semi-private (percent) 35% (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Cost share private (percent) 50% (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Psychiatric clinic: maximum days 60 (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Rooming-in (per day) CHF 50 (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Waiting period in months 12 months (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1).
Helsana HOSPITAL FLEX Flex 1: Emergency cover cap CHF 500 (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Planned treatment abroad CHF 500 (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Spa cure (per day): Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 1: Recovery stay (per day): Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 1: Maximum cure days per year: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 1: Transitional care after hospital: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Daily cap: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 1: Maximum number of days: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 1: Minimum contract duration in years 1 (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Cancellation notice in months 3 months (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 1: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).

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Information only, not advice, no guarantee. The insurers' own documents are authoritative.