EGK EGK-DENT Klasse 1 vs. Visana Ambulant VIVA Ambulant VIVA II: benefits compared
Direct comparison of EGK EGK-DENT Klasse 1 and Visana Ambulant VIVA Ambulant VIVA II in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-DENT Klasse 1 is better on 1 features, Visana Ambulant VIVA Ambulant VIVA II on 0; both are equal on 2.
- EGK EGK-DENT Klasse 1
- Visana Ambulant VIVA Ambulant VIVA II
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Dental care
Contract terms
| Feature | EGK EGK-DENT Klasse 1 | Visana Ambulant VIVA Ambulant VIVA II | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Maximum entry age | 60Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Premium and age | Dental premiums are set by age band: 0-18, 19-25 and 26 and older.Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | No cover for treatment before the 12-month waiting period ends; benefits only in Switzerland; insurer may reject or apply a reservation for damaged or restored dentitions.Source: EVB/VVG EGK-DENT, Ausgabe 1.1.2024, edition 2027, p. 3 | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.