Visana Ambulant VIVA Ambulant VIVA II

Name: Visana Ambulant VIVA Ambulant VIVA II
Brand: Visana

Verified benefits of Visana Ambulant VIVA Ambulant VIVA II (Outpatient): 26 details in 8 categories, each with its source from the policy terms. As of 2027.

Medicines and medical aids

Rank =12 of 21

Feature	Value
Medicines outside the SL: maximum	UnlimitedSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Medical aids (percent)	90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Medical aids: annual cap	CHF 1’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2

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Glasses and contact lenses

Rank =17 of 18

Feature	Value
Children's rule applies up to age	18Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2

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Dental care

Rank 28 of 34

Feature	Value
Coverage (percent)	25%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Annual cap	CHF 500Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Orthodontics for children	YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Orthodontics: maximum amount	CHF 10’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2
Wisdom teeth removal	YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2

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Prevention

Rank =6 of 26

Feature	Value
Coverage (percent)	90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Vaccinations (percent)	90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Vaccinations: annual cap	CHF 200Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Health check-up	CHF 300Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Gynaecological screening (percent)	90%Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3

All products in “Prevention” compared

Maternity

Rank =23 of 42

Feature	Value
Birth preparation amount	CHF 300Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3

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Rescue and transport

Rank =12 of 34

Feature	Value
Rescue cost cap	CHF 25’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Transport cost cap	CHF 20’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3

All products in “Rescue and transport” compared

Home help

Rank 8 of 22

Feature	Value
Daily cap	CHF 50Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Maximum number of days	30Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3

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Contract terms

Rank =104 of 126

Feature	Value
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Family discount	YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1
Only with basic insurance at the same insurer	YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1
Prerequisite	Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1
Premium and age	Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4
Notable exclusions	Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3
Other notable benefits	Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1

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Facts

Visana Ambulant VIVA Ambulant VIVA II: Medicines outside the SL: maximum: Unlimited (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Medical aids (percent) 90% (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Medical aids: annual cap CHF 1’000 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Children's rule applies up to age 18 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Coverage (percent) 25% (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Annual cap CHF 500 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Orthodontics for children: Yes (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Orthodontics: maximum amount CHF 10’000 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Wisdom teeth removal: Yes (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2).
Visana Ambulant VIVA Ambulant VIVA II: Coverage (percent) 90% (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Vaccinations (percent) 90% (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Vaccinations: annual cap CHF 200 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Health check-up CHF 300 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Gynaecological screening (percent) 90% (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Birth preparation amount CHF 300 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Rescue cost cap CHF 25’000 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Transport cost cap CHF 20’000 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Daily cap CHF 50 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Maximum number of days 30 (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3).
Visana Ambulant VIVA Ambulant VIVA II: Family discount: Yes (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1).
Visana Ambulant VIVA Ambulant VIVA II: Only with basic insurance at the same insurer: Yes (ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1).

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