EGK EGK-SUN EGK-SUN 1 (Privat) vs. Helsana HOSPITAL ECO Allgemein: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and Helsana HOSPITAL ECO Allgemein in 5 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN 1 (Privat) is better on 0 features, Helsana HOSPITAL ECO Allgemein on 0; both are equal on 3.

Hospital

Feature EGK EGK-SUN EGK-SUN 1 (Privat) Helsana HOSPITAL ECO Allgemein Result
Free hospital choice across Switzerland YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2 No verified information not comparable
Psychiatric clinic: maximum days 90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 No verified information not comparable
Ward Private ward (1-bed room) in hospitalSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable
Cost share (percent) No verified information 0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 not comparable

All products in “Hospital” compared

Maternity

Feature EGK EGK-SUN EGK-SUN 1 (Privat) Helsana HOSPITAL ECO Allgemein Result
Birth centre YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 No verified information not comparable
Waiting period in months No verified information 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 not comparable

All products in “Maternity” compared

Travel abroad

Feature EGK EGK-SUN EGK-SUN 1 (Privat) Helsana HOSPITAL ECO Allgemein Result
Maximum trip duration in days UnlimitedSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable
Worldwide validity No verified information YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 not comparable

All products in “Travel abroad” compared

Home help

Feature EGK EGK-SUN EGK-SUN 1 (Privat) Helsana HOSPITAL ECO Allgemein Result
Home nursing (per day) CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable
Childcare during illness (per day) CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable
Daily cap No verified information CHF 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2 not comparable
Maximum number of days No verified information 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2 not comparable

All products in “Home help” compared

Contract terms

Feature EGK EGK-SUN EGK-SUN 1 (Privat) Helsana HOSPITAL ECO Allgemein Result
Minimum contract duration in years 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Cancellation notice in months 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Maximum entry age 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
Family discount YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 No verified information not comparable
Suspension possible YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 No verified information not comparable
Accident cover included Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable
Premium and age No verified information Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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