EGK EGK-SUN EGK-SUN 1 (Privat) vs. KPT Pulse Pulse Premium: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and KPT Pulse Pulse Premium in 4 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN 1 (Privat) is better on 1 features, KPT Pulse Pulse Premium on 1; both are equal on 3.

Maternity

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	KPT Pulse Pulse Premium	Result
Birth centre	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	No verified information	not comparable
Birth preparation amount	No verified information	CHF 450Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1	not comparable

All products in “Maternity” compared

Travel abroad

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	KPT Pulse Pulse Premium	Result
Maximum trip duration in days	UnlimitedSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	56Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4	EGK EGK-SUN EGK-SUN 1 (Privat) better
Trip cancellation costs	No verified information	CHF 20’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4	not comparable

All products in “Travel abroad” compared

Rescue and transport

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	KPT Pulse Pulse Premium	Result
Transport cost cap	CHF 100’000Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Trips to treatments	No verified information	CHF 500Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3	not comparable

All products in “Rescue and transport” compared

Contract terms

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	KPT Pulse Pulse Premium	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	equal
Maximum entry age	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2	equal
Family discount	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	No verified information	not comparable
Suspension possible	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	No verified information	not comparable
Accident cover included	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1	KPT Pulse Pulse Premium better
Prerequisite	No verified information	The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1	not comparable
Premium and age	No verified information	Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 5	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.