EGK EGK-SUN EGK-SUN 1 (Privat) vs. Visana Spital VIVA Spital VIVA Halbprivat: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and Visana Spital VIVA Spital VIVA Halbprivat in 3 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN 1 (Privat) is better on 1 features, Visana Spital VIVA Spital VIVA Halbprivat on 3; both are equal on 1.
- EGK EGK-SUN EGK-SUN 1 (Privat)
- Visana Spital VIVA Spital VIVA Halbprivat
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Hospital
| Feature | EGK EGK-SUN EGK-SUN 1 (Privat) | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | equal |
| Psychiatric clinic: maximum days | 90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 180Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Ward | Private ward (1-bed room) in hospitalSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
Cures and recovery
| Feature | EGK EGK-SUN EGK-SUN 1 (Privat) | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | CHF 75Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | EGK EGK-SUN EGK-SUN 1 (Privat) better |
| Recovery stay (per day) | CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | No verified information | not comparable |
| Maximum cure days per year | 21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Halbprivat better |
Contract terms
| Feature | EGK EGK-SUN EGK-SUN 1 (Privat) | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Maximum entry age | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Family discount | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | No verified information | not comparable |
| Suspension possible | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | No verified information | not comparable |
| Accident cover included | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.