EGK EGK-SUN EGK-SUN 2 (Halbprivat) vs. SWICA Optima: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN 2 (Halbprivat) and SWICA Optima in 2 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN 2 (Halbprivat) is better on 2 features, SWICA Optima on 1; both are equal on 2.
- EGK EGK-SUN EGK-SUN 2 (Halbprivat)
- SWICA Optima
- Compare with other products
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Cures and recovery
| Feature | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | SWICA Optima | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | CHF 30Source: ZB Optima (VVG), edition 2027, p. 4 | EGK EGK-SUN EGK-SUN 2 (Halbprivat) better |
| Recovery stay (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | CHF 30Source: ZB Optima (VVG), edition 2027, p. 4 | EGK EGK-SUN EGK-SUN 2 (Halbprivat) better |
| Maximum cure days per year | 21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 30Source: ZB Optima (VVG), edition 2027, p. 4 | SWICA Optima better |
Contract terms
| Feature | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | SWICA Optima | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 1Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | equal |
| Maximum entry age | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Family discount | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | No verified information | not comparable |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Suspension possible | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | No verified information | not comparable |
| Accident cover included | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Notable exclusions | No verified information | Medicines on the Spezialitätenliste are not paid, nor preventive, cosmetic, weight-loss, sexual-stimulation or non-Swissmedic-registered products.Source: ZB Optima (VVG), edition 2027, p. 4 | not comparable |
| Other notable benefits | No verified information | Innovative therapy methods per separate list: 90% up to CHF 3,000 per calendar year. Services of foreign medical providers are also paid abroad.Source: ZB Optima (VVG), edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.