EGK EGK-SUN EGK-SUN-Flex vs. Helsana HOSPITAL ECO Allgemein: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN-Flex and Helsana HOSPITAL ECO Allgemein in 4 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN-Flex is better on 0 features, Helsana HOSPITAL ECO Allgemein on 0; both are equal on 3.

Hospital

Feature	EGK EGK-SUN EGK-SUN-Flex	Helsana HOSPITAL ECO Allgemein	Result
Free hospital choice across Switzerland	YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2	No verified information	not comparable
Ward choice at admission	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Cost share semi-private (percent)	15%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2	No verified information	not comparable
Cost share private (percent)	25%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2	No verified information	not comparable
Psychiatric clinic: maximum days	90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	No verified information	not comparable
Ward	Ward class chosen by the insured before the stay (general, semi-private or private)Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Cost share (percent)	No verified information	0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2	not comparable

All products in “Hospital” compared

Maternity

Feature	EGK EGK-SUN EGK-SUN-Flex	Helsana HOSPITAL ECO Allgemein	Result
Birth centre	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	No verified information	not comparable
Waiting period in months	No verified information	12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2	not comparable

All products in “Maternity” compared

Home help

Feature	EGK EGK-SUN EGK-SUN-Flex	Helsana HOSPITAL ECO Allgemein	Result
Home nursing (per day)	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Childcare during illness (per day)	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Daily cap	No verified information	CHF 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2	not comparable
Maximum number of days	No verified information	30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2	not comparable

All products in “Home help” compared

Contract terms

Feature	EGK EGK-SUN EGK-SUN-Flex	Helsana HOSPITAL ECO Allgemein	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Maximum entry age	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Family discount	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	No verified information	not comparable
Upgrade without a health check	Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5	No verified information	not comparable
Suspension possible	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	No verified information	not comparable
Accident cover included	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Premium and age	No verified information	Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.