EGK EGK-SUN EGK-SUN-Flex vs. Visana Spital VIVA Spital VIVA Halbprivat: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN-Flex and Visana Spital VIVA Spital VIVA Halbprivat in 3 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN-Flex is better on 0 features, Visana Spital VIVA Spital VIVA Halbprivat on 4; both are equal on 1.
- EGK EGK-SUN EGK-SUN-Flex
- Visana Spital VIVA Spital VIVA Halbprivat
- Compare with other products
- Have your own policy checked: order the report
Hospital
| Feature | EGK EGK-SUN EGK-SUN-Flex | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | equal |
| Ward choice at admission | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Cost share semi-private (percent) | 15%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 | No verified information | not comparable |
| Cost share private (percent) | 25%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 | No verified information | not comparable |
| Psychiatric clinic: maximum days | 90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 180Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Ward | Ward class chosen by the insured before the stay (general, semi-private or private)Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
Cures and recovery
| Feature | EGK EGK-SUN EGK-SUN-Flex | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | CHF 75Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Recovery stay (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | No verified information | not comparable |
| Maximum cure days per year | 21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Halbprivat better |
Contract terms
| Feature | EGK EGK-SUN EGK-SUN-Flex | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Maximum entry age | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Family discount | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | No verified information | not comparable |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Suspension possible | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | No verified information | not comparable |
| Accident cover included | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.